FAQ
Frequently Asked Questions
Everything you need to know about our services, process, and what makes us different.
Is Capital Increment Credit a licensed financial institution?
Yes. Capital Increment Credit is fully licensed and regulated to operate in all 50 states. We are registered with relevant federal and state authorities, and our insurance and investment divisions hold all necessary licenses including FINRA, SEC, and state-level insurance commissioner registrations.
How quickly can I get approved for a loan?
Most personal and auto loan applications are approved within 60 seconds. Home loans and business loans typically take 24-48 hours for pre-approval and 7-14 days for full closing. Our AI-powered underwriting system significantly speeds up the process compared to traditional banks.
What is the minimum amount I need to start investing?
You can start investing with as little as $500. We have no minimum balance requirements for most accounts, and our advisors will work with you to build a strategy that fits your budget and goals — whether you're starting small or managing millions.
Are there any hidden fees?
Absolutely not. We believe in complete transparency. All fees are clearly disclosed upfront before you sign anything. Our pricing structure is published on our website, and your dedicated advisor will walk you through every line item before any service is initiated.
How does Capital Increment Credit protect my data?
We employ bank-grade 256-bit AES encryption, multi-factor authentication, and continuous fraud monitoring. Our infrastructure is SOC 2 Type II certified and PCI-DSS compliant. We never sell your data to third parties, and all client information is stored in encrypted US-based data centers.
Can I bundle multiple insurance policies for a discount?
Yes! Bundling auto, home, and life insurance can save you up to 25% on premiums. Our insurance specialists will analyze your needs and recommend the optimal bundle combination. We work with 30+ top-rated carriers to ensure you always get the best coverage at the best price.
Do you offer services for small businesses?
Absolutely. We have a dedicated small business division offering SBA loans, working capital, equipment financing, business insurance, retirement plans (401k/SIMPLE IRA), payroll services, and tax planning. Our business advisors understand the unique challenges facing American small businesses.
How do I get started with Capital Increment Credit?
Simply fill out the booking form on this page or call us at (435) 586-8117. A dedicated advisor will contact you within 24 hours to schedule a free, no-obligation consultation. From there, we'll build your personalized financial roadmap — typically within 5 business days.
