Yes. Capital Increment Credit is fully licensed and regulated to operate in all 50 states. We are registered with relevant federal and state authorities, and our insurance and investment divisions hold all necessary licenses including FINRA, SEC, and state-level insurance commissioner registrations.

Most personal and auto loan applications are approved within 60 seconds. Home loans and business loans typically take 24-48 hours for pre-approval and 7-14 days for full closing. Our AI-powered underwriting system significantly speeds up the process compared to traditional banks.

You can start investing with as little as $500. We have no minimum balance requirements for most accounts, and our advisors will work with you to build a strategy that fits your budget and goals — whether you're starting small or managing millions.

Absolutely not. We believe in complete transparency. All fees are clearly disclosed upfront before you sign anything. Our pricing structure is published on our website, and your dedicated advisor will walk you through every line item before any service is initiated.

We employ bank-grade 256-bit AES encryption, multi-factor authentication, and continuous fraud monitoring. Our infrastructure is SOC 2 Type II certified and PCI-DSS compliant. We never sell your data to third parties, and all client information is stored in encrypted US-based data centers.

Yes! Bundling auto, home, and life insurance can save you up to 25% on premiums. Our insurance specialists will analyze your needs and recommend the optimal bundle combination. We work with 30+ top-rated carriers to ensure you always get the best coverage at the best price.

Absolutely. We have a dedicated small business division offering SBA loans, working capital, equipment financing, business insurance, retirement plans (401k/SIMPLE IRA), payroll services, and tax planning. Our business advisors understand the unique challenges facing American small businesses.

Simply fill out the booking form on this page or call us at (435) 586-8117. A dedicated advisor will contact you within 24 hours to schedule a free, no-obligation consultation. From there, we'll build your personalized financial roadmap — typically within 5 business days.